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Merchant Cash Advance to assist with any business need

Our merchant cash advance helps you plan for a successful future. Get fast access to the working capital you need to grow your business.

What is a Merchant Cash Advance?

A merchant cash advance (MCA) gives businesses fast access to working capital based on future credit card or other receivables so they can meet their business needs. This type of funding is an alternative form of financing that works by giving businesses upfront access to a lump sum in return for a portion of the future revenue receivables at a discounted price. This allows the payment timeline to be tailored to the flow of business sales.

 

To be approved for an MCA, certain criteria must be met. Important qualifying factors are that the business must accept credit card payments or have other receivables.

 

At Discounted Capital, applying for an MCA is fast and convenient. You can complete the application for your business through our online portal in just a few minutes. Our merchant cash advance amounts start at $5,000 and range up to $500,000.

Which Business Is Ideal for This Type of Small Business Financing?

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Flexible Payments
Automatic payments are calculated based on a percentage of the business’ credit card sales or other revenue receivables
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Estimated Completion Date**

Payments are based on the business’ receivables so there is no fixed payment term

Businesses that accept credit card payments and need fast access to capital funds are ideal candidates. Aside from having a simpler application process, cash advances are designed to help businesses get flexible access to the working capital they need quickly. The reason an MCA provides flexibility is that it has variable payments based on future revenue receivables.

If your business has high credit card sales, lots of receivables, or is seasonal, then a merchant cash advance might be ideal.

**An estimated completion date is calculated based on the estimated time it will take the business to deliver the receivables (which will vary based on the business’ performance). These estimated completion dates typically range between 3 months up to 18 months, but this is only an estimate.

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Cost and Fees

The receivables are purchased at a discounted price; fees may be charged and deducted from the advance amount

ATTORNEYS

Grow Your Business Fast With a Merchant Cash Advance

Your business only needs 4 things to apply

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A valid form of identification

Business bank account number and routing

Last three months of business bank statements

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Last three months of credit card processing statements

Merchant Cash Advance with Discounted Capital

At Discounted Capital, we’re dedicated to unlocking big potential for your small business. Consider us part of your team, helping your business grow with flexible financing solutions tailored to your business’ unique needs.

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Trusted by over 30 thousand small businesses
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Innovative funding technology that allows you to apply on any mobile, tablet, or computer device
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Team of actual business advisors who provide fast, simple, and trusted funding information
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A streamlined process for additional funding needs

Have Questions?

You have a question and we have an answer. Speak to one of our business advisors today.

Call us at 347-592-8468

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